Public Liability Insurance (PLI)
All productions, international and domestic, need proof of Public Liability Insurance in order to receive permission to film or carry out commercial photography. This insurance covers the legal responsibilities of your production if your activities cause injury to a third party or damage to property.
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Why do I need Public Liability Insurance?
Public liability insurance on filming shoots protects against financial repercussions from claims made by third parties for injuries or property damage resulting from filming activities. This includes situations like a passerby tripping over equipment cables or damaging a location while transporting gear. It's often required for securing permits or fulfilling contractual obligations.
Here's a more detailed look:
Protection against claims:
Public liability insurance covers the cost of compensation and legal fees if a member of the public is injured or their property is damaged during filming.
Required for filming permissions:
Many local authorities require proof of public liability insurance before granting permits for filming in their areas.
Contractual requirements:
Public liability insurance is often a requirement for contracts, particularly when filming on other people's property or hiring equipment.
Examples of covered incidents:
This insurance can cover situations like someone tripping over a cable, a member of the public being injured by a prop, or a location being damaged due to equipment or crew activities.